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About premium

Last update date May 31, 2019

Contents

Structure, decision, change of premium

  1. Structure of premium
  2. The way of calculation of premium
  3. Determination of amount of premium
  4. Change of the amount of premium
  5. News of the amount of premium decision to person insured becoming 75 years old, change
  6. Period limit of levy determination of premium

Deadline, payment method (in the case of the normal collection) of premium

  1. The amount of monthly premium
  2. Deadline of premium
  3. Start of payment of premium
  4. Payment method of premium

The amount of premium calculation method when it was moved from the Yokohama suburbs

Reduction of taxes of reduction, premium of the amount of person insured per capita rate

  1. Reduction (when there is little income of the previous year) of the amount of person insured per capita rate
  2. Reduction of taxes of premium (when payment is difficult due to disaster, unemployment, bankruptcy)
  3. Reduction of taxes (old dependent reduction of taxes) of National Health Insurance charges accompanied with the foundation of medical system for elder senior citizens
  4. Burden reduction measures by the employment change (involuntary unemployment)
  5. Reduction of taxes for household where child is

When we are behind with premium

  1. Sending such as reminder, notification book (seizure advance notice book)
  2. Outbreak of arrearages
  3. Disposition for failure to pay taxes (seizure of property)
  4. Nonpayment of person receiving the residence permission

1.Structure of premium

National Health Insurance charges calculate about person insured (member) of same household.
We calculate premium of each classification (for medical care for support for care) for each person insured of household, and thing which we added up becomes premium of household.
We tell about premium with "the amount of National Health Insurance charges decision notification" or "the amount of National Health Insurance charges notification" and demand premium for all the people insured of the household from family nurturer. When there is person insured of National Health Insurance in the same household even if family nurturer is not person insured of National Health Insurance, I request premium that calculated only share of person insured from family nurturer and send to family nurturer by fate of laws and ordinances.

Premium becomes net total of "the amount of person insured per capita rate" and "the amount of income percent".
"The amount of person insured per capita rate" adds up insurance rate according to the number of people insured.
"The amount of income percent" multiplies insurance rate by standard gross income amount of money (to page of term explanation) every person insured and calculates.
Insurance rate is fixed by the number of Yokohama-shi of all the people insured and income amount of money based on the total sum (premium of the whole Yokohama-shi) of premium.
The total sum of premium removed for transfer of city expense from frame which was necessary for payment of money of National Health Insurance operating cost payment to gain in Kanagawa (※ 1) for transfer by insurer support system (※ 2).
※Money of 1 National Health Insurance operating cost payment is expense to run National Health Insurance that the municipalities pay for the metropolis and districts.
※2 insurer support systems are systems that country, the prefecture, city bears to relax premium burden.

◎About insurance rate
To page of insurance rate

[figure of image of premium calculation]

The way of calculation

★About the details of standard gross income amount of money
To standard gross income amount of money (page of term explanation)

◎About how to decide insurance rate
To page of "how to decide insurance rate"

For care about premium

(1) Person from 40 years old to 64 years old (The Long-term Care Insurance No. 2 person insured) calculates premium for care in National Health Insurance charges.
(2) As it becomes out of application object of The Long-term Care Insurance No. 2 person insured, premium does not suffer from identification hospitalized entrance in facility (excluded facility) prescribed in the Nursing Care Insurance Law enforcement regulations for care. When we enter facility and are hospitalized, please tell ward office Insurance and Pension Division National Health Insurance Section of ward to live by all means.

Household unit determines premium.
In the middle of June, we decide premium of interval until March by the number of people and the income situation of all the people insured for each household in the next year from April of the year and notify every year. On decision, we calculate as thing having it continues until March in the next year and take out National Health Insurance.

When we calculate the amount of premium due to next 1-9 again after having decided the amount of premium, we will tell by "the amount of National Health Insurance charges notification".

  1. When we took out National Health Insurance newly or we stop
  2. When the number of the people insured for premium calculation increased or it decreases
  3. When the income situation of person insured for premium calculation includes change
  4. When we change reduction ratio of amount of person insured per capita rate
  5. Case that became person insured of The Long-term Care Insurance (became 40 years old)
  6. Case that became person insured of medical system for elder senior citizens (became principle 75 years old)
  7. When identification of person insured number (number of health insurance card) changes
  8. When the amount of premium of the collection is usually changed by changes of payment method
  9. When payment method is changed for special collection or the normal collection

※Because burden for care occurs other than for for medical care and support when there is person insured reaching 40-year-old birthday in household, we calculate the amount of premium again after being over and will tell about 40-year-old birthday by "the amount of National Health Insurance charges notification".

The amount of premium of conventional deadline will increase the amount of premium after deadline to come equally from now on without changing.

When, as a result of re-calculation, the amount of premium increases

(in the case of fund transfer or payment notice payment)
The amount of premium of conventional deadline will reduce the amount of premium after deadline to come equally from now on without changing. But we reduce from the amount of premium of the last deadline sequentially when we cannot reduce only for the amount of premium after deadline to come from now on.

When, as a result of re-calculation, the amount of premium decreases

We calculate the amount of premium according to the number of the moon where person insured took out National Health Insurance again.
When there is more amount of premium after re-calculation than the total of the amount of premium of conventional deadline, as a result of re-calculation, we request for balance as the amount of premium on deadline to come from now on.
In addition, we reduce the balance minute from the amount of premium on the last deadline of premium before change sequentially when there is little amount of premium after calculation.

When all the members of household are not people insured

※When there is fraction less than 1 100 yen, we will gather up from now on on deadline of coming beginning.
※When there is more 2 than sum that sum that had you put so far should have you put, I return premium that, as a general rule, I put by method of account transfer too much.
About premium to give back, send separately; please confirm "National Health Insurance charges with return (the appropriation) notification".

We calculate as thing having you continue once until March in the next year and join national health insurance and will tell about the amount of premium by "the amount of national health insurance charges decision notification" for this year of person insured becoming 75 years old (person insured of medical system for elder senior citizens) by March in the next year.
We actually calculate the amount of premium of several minutes a month when we joined (again) and will tell by "the amount of National Health Insurance charges notification" some other time after becoming 75 years old (after taking out medical system for elder senior citizens).

By revision of the National Health Insurance method, levy determination of premium after 2015 reckons from the next day of deadline of the first premium in the year concerned and cannot make two years into after day that passed.
When report of report and income to stop National Health Insurance is late, please be careful as you may not reduce premium.

In the case of special collection from pension , please see page about "special collection from pension of National Health Insurance charges".

1.The amount of monthly premium

Premium divides into (10 times a year) every month until March in the next year from June, and please put.

The amount of one payment

The amount of payment of /10 time amount of annual premium = one time

Example of the amount of payment

For example, the amount of premium that the amount of annual premium has once pay in the case of 150,000 yen is 15,000 yen.

150,000 yen /10 time = 15,000 yen

Example of the amount of payment of the moon
AprilThere is usually no payment
MayThere is usually no payment
June15,000 yen
July15,000 yen
August15,000 yen
September15,000 yen
October15,000 yen
November15,000 yen
December15,000 yen
January15,000 yen
February15,000 yen
March15,000 yen

※When we calculate premium for May for April, we include in the amount of premium after June period and request. For example, in the amount of premium of the year concerned, we express the amount of premium to have you put on the end of July, and "July period minute" is not the amount of premium of "for July".

Premium divides into (10 times a year) every month until March in the next year from June, and please put.
Premium is important resources to maintain system. Please put by all means before deadline.
Even if it is past deadline of the delivery, we send out reminder when there is not payment and inform that it is unpaid. In addition, we add arrearages according to the days from the next day of deadline for designation to day of payment when it is past time limit when we appointed in the letter of demand.
It is the last day of month on each deadline in deadline of the delivery of premium. (at the age of holidays such as financial institutions, it is next business day.)

Please pay premium from share of the moon which became person insured (stopped insurance that we took out) (not from share of month when we had report). When report of participation is late, we will have you put back to previous share. In addition, as for the premium when we stopped National Health Insurance, it becomes just for the previous month of the moon which we left. We would like report early.

As for the payment of Yokohama-shi National Health Insurance charges, fund transfer is principle.

Payment by fund transfer

We pay premium from account registering on the next fund transfer day. In addition, we may change to case such as sailing up before last year, and the amount of premium having been changed in April or May.
Transfer day is 29th of each deadline month, but the previous business day usually becomes transfer day when we are holidays such as financial institutions.

◎About application for fund transfer and payment window of premium
To page of "payment such as city tax, National Health Insurance charges"

<we finished procedure>
I send "news of National Health Insurance charges payment method" from ward office. Please confirm withdrawal accounts on fund transfer planned deadline on the next time. Please put with payment notice in financial institutions until fund transfer begins. (we sail up premium before starting fund transfer and cannot pay.)

When fund transfer is not used, we mail payment notice. If payment notice arrives, please put at financial institution or convenience store by listed deadline of the delivery.

Payment notice is sent as follows
The moon to sendThe number of sheets to sendDeadline
JuneTwo pieces (※ 1)For June period (※ 1)
JulyThree piecesFor July period for August period for September period
OctoberThree piecesFor October period for November period for December period
JanuaryThree piecesFor January period for February period for March period

※From 1 2019, we enclose in "the amount of National Health Insurance charges decision notification" sending two pieces in June of "payment notice (for March period from June) for the entire period payment in advance" which can pay premium for the year by lump in total as well as "payment notice for June period" except some households. When you pay premium (for the entire period) for the year in advance, "only using payment notice for the entire period payment in advance," please cancel "payment notice for June period".
In addition, it may become sending and return of additional payment notice when there is change to the number of people or income of household.
●About household with family nurturer 65 years or over
When we correspond to "requirements of special collection" (to page concerned) in payment notice payment, it becomes special collection from October. In that case, we do not enclose "payment notice for the entire period payment in advance" because it is collected extra even if we pay minute in advance for the entire period. When it becomes special collection, we will tell by "the amount of National Health Insurance charges notification" in the end of July.
●About household targeted for old dependent reduction of taxes of last year
We become a target of reduction of taxes likewise, and the amount of premium until March period from July may be changed this year. Therefore we do not enclose "payment notice for the entire period payment in advance". When it becomes reduction of taxes, we will tell by "reduction of taxes approval decision notification" in the end of June. When you hope for payment in advance for the entire period, please refer to ward office Insurance and Pension Division National Health Insurance Section of ward to live.
※We send 2 payment notices in "the moon to send" in season.
※About household where the amount of premium turned into by the number of members and changes such as the income situation in the middle of 3, I send payment notice after change at any time. Therefore I may send payment notice to case such as sailing up before last year, and the amount of premium having been changed in April or May.

◎About payment at convenience store
To page about "convenience store payment of National Health Insurance charges"

Income amount of money to become the calculation basics of premium is grasped every year in the address ground as of January 1. Therefore, in the case of one moved from the Yokohama suburbs to, we inquire of the local government of the address ground as of January 1 about the income situation from ward office and calculate the amount of premium.
As we cannot calculate the amount of income percent till there is answer from the local government of reference, it is unavoidable and may request only the amount of person insured per capita rate. In addition, as a result of having calculated the amount of premium based on answer to inquiry contents again, we will tell by "the amount of National Health Insurance charges notification" some other time when the amount of premium increases and decreases.

1.Reduction of the amount of person insured per capita rate

When we calculate the amount of premium, about household less than income standard determined by laws and ordinances, we reduce 70%, 50% of the amount of person insured per capita rate or 20% because of each for for support and care for medical care.
It is decided by the next standard whether you correspond to reduction of the amount of person insured per capita rate.
In addition, we extended range target than 2018 in 2019.

Reduction standard list

The amount of 2019 standard

"Amount of adding up such as gross income amounts of money" (to page of term explanation) in 2018 when we calculated about all family nurturer and the people insured belonging to the household (we include) in page of person from specific same household belonging (term explanation.) is households less than amount of money of next

Sum to be reduced

330,000 yen70% of the amount of person insured per capita rate
330,000 yen + (to page of specific person (term explanation to belong to 280,000 yen X person insured and household belonging to same household the number of the adding up of))50% of the amount of person insured per capita rate
330,000 yen + (to page of specific person (term explanation to belong to 510,000 yen X person insured and household belonging to same household the number of the adding up of))20% of the amount of person insured per capita rate
The amount of 2018 standard

"Amount of adding up such as gross income amounts of money" (to page of term explanation) in 2017 when we calculated about all family nurturer and the people insured belonging to the household (to page of specific person (term explanation belonging to same household including)) is households less than amount of money of next

Sum to be reduced
330,000 yen70% of the amount of person insured per capita rate
330,000 yen + (to page of 275,000 yen X person insured and specific person (term explanation belonging to same household the number of the adding up of))50% of the amount of person insured per capita rate
330,000 yen + (to page of specific person (term explanation to belong to the number of the 500,000 yen X people insured and household belonging to same household the number of the adding up of))20% of the amount of person insured per capita rate

We cannot reduce the income situation about not clear household where one is. When "municipal tax, prefectural tax report" or "income petition of National Health Insurance" reaches about person only for tax-exempt income such as receiving supply reason and pension , pension, old-age welfare pension to do, in the previous year or the year before last, please submit person and obstacle that there was not income at all or the death.

When you have a problem with disaster, other circumstances in paying premium, we may receive reduction of taxes of premium. For more details, visit in ward office Insurance and Pension Division National Health Insurance Section of ward to live.

When we can receive reduction of taxes of premium
CircumstancesStandardReduction, exemption
DisasterWhen assets such as house, office are damaged by storm and flood damage, fire, earthquake disaster more than 20%Share is exempted from for for four months or six months by degree of damage
Low incomeWhen the amount of adding up such as gross income amounts of money with possibility of the inside corresponds to the reduction standard list mentioned above this year (standard of 20% reduction is excluded.)We reduce the amount of income percent by rate of decline of income amount of money and exempt sum of 60% of the amount of per capita rate or 40%
Income decreaseWhen income decreases by failure of unemployment or business remarkablyThe amount of income percent is reduced by decrement of income amount of money
We set a limit to paymentWhen it is accommodated by detective facilities, and there is period when we cannot receive paymentWe exempt period minute that cannot receive payment (the moon which we cannot receive until ... last day for the first day)

As you may receive former dependent reduction of taxes when person (limited by 74 years old from 65 years old) who was the dependent takes out National Health Insurance by people insured such as social insurance shifting to medical system for elder senior citizens, ask ward office Insurance and Pension Division National Health Insurance Section of ward to live. (when we receive old dependent reduction of taxes for the first time, application is necessary by all means. In addition, this old dependent reduction of taxes has been applied for before last year and sends notice to one corresponding to this reduction of taxes separately this year in around the end of June.)
The amount of premium equivalent to half price of the total amount of the amount of income percent that old dependent reduction of taxes was calculated for for old dependent concerned and the amount of per capita rate is system reduced taxes.
As for the premium for the year after 2019, it was decided to remit two years only for during month that passed after month to belong on qualification day about per capita rate forehead concerned with old dependent. In addition, about the amount of income percent, we are exempted according to to this.

In company which lost its job by bankruptcy or discharge, as for the employment insurance which is "authorized qualified recipient" or "specific reason retired employee", National Health Insurance charges may be reduced. Visit in ward office Insurance and Pension Division National Health Insurance Section of ward to live such as required documents.

◎About summary of system
Information for burden reduction measures by the employment change (PDF: 354KB)

From 2014, we carry out reduction of taxes of National Health Insurance charges for household where person insured is younger than 19 years. In addition, submission of application is not necessary for application of this reduction of taxes. We send "National Health Insurance charges reduction of taxes (approval decision) notification" to applicable household.
[target person]
Family nurturer (limited to family nurturer taking out National Health Insurance) that person insured is in the same household as of levy date of under 19 years old (at previous year December 31)
[reduction of taxes contents]
We subtract the next amount of money from standard gross income amount of money of family nurturer and calculate the amount of income percent of premium. In addition, amount of money to subtract assumes standard gross income amount of money of family nurturer limit.

  1. It is 330,000 yen per one person insured younger than 16 years
  2. It is 120,000 yen per one person insured younger than 19 years 16 years old or older

When premium includes each deadline of the delivery set in the regulations and cannot pay by deadline of the delivery, we send reminder by rule of the regulations. In addition, notification books (seizure advance notice book) may arrive.
※For one with nonpayment, we may have telephone confirming payment.

When you cannot pay by deadline for designation of reminder, arrearages are caused.
※Calculation of arrearages
It is with amount of money that we hang rate established in the regulations in the days from the next day of deadline for designation of reminder to payment day and calculated.
(2 of Yokohama-shi National Health Insurance regulations Article 20)

When there is nonpayment of premium, we investigate property. (national tax collection method Article 141).
When property which we can allot for premium is found as a result of investigation, as disposition for failure to pay taxes based on law, we may seize property such as deposits and savings, salary, life insurance without warning. (national tax collection method Article 47).

As the residence permission may be canceled when there is nonpayment of premium, please be careful.

Inquiry about procedure

Please refer to ward office Insurance and Pension Division National Health Insurance Section of ward to live.

List of references of each ward office Insurance and Pension Division National Health Insurance Section
Inquiry by emailPhone number
Tsurumi Ward Insurance and Pension Division National Health Insurance Section045-510-1807
Kanagawa Ward Insurance and Pension Division National Health Insurance Section045-411-7124
Nishi Ward Insurance and Pension Division National Health Insurance Section045-320-8425, 045-320-8426
Naka Ward Insurance and Pension Division National Health Insurance Section045-224-8315, 045-224-8316
Minami Ward Insurance and Pension Division National Health Insurance Section045-341-1126
Konan Ward Insurance and Pension Division National Health Insurance Section045-847-8425
Hodogaya Ward Insurance and Pension Division National Health Insurance Section045-334-6335
Asahi Ward Insurance and Pension Division National Health Insurance Section045-954-6134
Isogo Ward Insurance and Pension Division National Health Insurance Section045-750-2425
Kanazawa Ward Insurance and Pension Division National Health Insurance Section045-788-7835, 045-788-7836
Kohoku Ward Insurance and Pension Division National Health Insurance Section045-540-2349
Midori Ward Insurance and Pension Division National Health Insurance Section045-930-2341
Aoba Ward Insurance and Pension Division National Health Insurance Section045-978-2335
Tsuzuki Ward   Insurance and Pension Division National Health Insurance Section045-948-2334, 045-948-2335
Totsuka Ward Insurance and Pension Division National Health Insurance Section045-866-8449
Sakae Ward Insurance and Pension Division National Health Insurance Section045-894-8425
Izumi Ward Insurance and Pension Division National Health Insurance Section045-800-2425, 045-800-2426, 045-800-2427
Seya Ward Insurance and Pension Division National Health Insurance Section045-367-5725, 045-367-5726

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Inquiry to this page

Health and Social Welfare Bureau life Welfare Division Insurance and Pension Division

Telephone: 045-671-2422

Telephone: 045-671-2422

Fax: 045-664-0403 (to ward office as for the inquiry about procedure mentioned above please contact)

E-Mail address kf-hokennenkin@city.yokohama.jp

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