Person who is younger than 20 employees (straighten commerce, service industry five ※ among service industries about accommodation business and entertainment business 20 employees)
Operating funds and funds for equipment
Small positive fund
|Accommodations||Less than 60 million yen|
|The rate of interest (annual interest)||We shall be able to choose from fixed interest or variable rate.|
Fixed interest: Less than 1.2% of less than one yearVariable rate: Less than +0.4% of short-term prime rate (※ 1)
Less than 1.6% of less than three years more than one year
Less than 1.8% of less than five years more than three years
Less than 1.9% more than five years
|Financing period||Operating funds: Less than ten years funds for equipment: Less than 15 years|
(including deferment less than 12 months)
|Security||As a general rule, it is unnecessary|
|Guarantee rate *||0.3375-1.4250% (1/4 furtherance)|
*Guarantee rate is burden rate after Motoichi supported guarantee charges.
(※ 1) The prime rate is the most preferential interest rate when financial institution furnishes with less than one year and is different for a short term for each financial institution.
As for the application documents, please see page of application documents, style.